Log in

No account? Create an account
I'm not lost, I just don't know where I'm going.
But I'm determined to enjoy the journey.
New laptop! Saving up to buy my first home! New Year's resolutions! 
31st-Dec-2012 11:24
ginko with tea 1

Our newest addition to the family: Zhaomi-Mei, a 15.6" laptop with a 1080p monitor. 8 GB RAM, 256GB SSD + 1TB HDD, dedicated graphics, the whole thing. Full-size keyboard. In short: Very shiny.

I just hope I'll be able to buy a Norwegian replacement keyboard after I get back home.. Although getting stickers would be a lot cheaper, there are physical differences to the keyboard layout between US and Norwegian keyboards, and I'm not all too keen on having the apostrophe key immediately above the enter key.

It's hardly news that I want to buy the cabin I live in, but I'm now taking serious steps towards reaching that goal. I just topped up my BSU account to the maximum allowed amount for this year, and next year I plan to chip in a fair bit every month and not just throw it all in last-minute. (I don't know if other countries have an equivalent thing, but BSU is a special kind of savings account where the money can only be used towards buying your first home. It is only available for young adults, and 20% of the sum you save in a year gets taken off your taxes the next year. It also has a better interest rate than most savings accounts.)
So between buying my shiny laptop and throwing more than a month's income into savings in one go, I'm not feeling very rich at the moment. I guess somewhere in my mind, I only see disposable income as wealth. *shrugs* What good is money you're not free to spend?

New year's resolutions! I don't really have much there. Put a big chunk of money towards buying the cabin, I guess. The sooner I buy it, the better - paying off a loan isn't going to cost me all that much more than paying the rent, I think. At least it'll be cheaper than rent + savings.

Reading a decent number of books is always a good resolution. I've ended up with 34 books read in 2012. Acceptable, considering the long periods of barely reading due to video game obsession. I've also been re-reading old roleplaying logs, maybe enough to count as a book and a half.

And as usual, I have ambitions of actually doing something with my garden in the coming year. I also want to have foster kitties. I'll do my best to avoid anything expensive-but-shiny for the first half of the year at least, but I do want a new phone and I'm likely not going to wait an entire year for that.
I haven't paid much attention to yarn purchases and use over the year, so I don't know how well I did there (pretty sure I bought at least 1.5x as much yarn as I used, if not 2x). There is still yarn I bought this summer that I haven't stashed on Ravelry.
Yarn, book and video game backlogs have increased, but my tea backlog has decreased. It's been a while since I've bought large quantities of tea, and I'm holding off on buying more until I finish off a few more flavors. My vacation stash has dwindled down to just a few flavored teas and some small quantities of Dragonwell and Jasmine Pearls. I'm all out of the Earl Grey I was delighted to find I had left behind the last time I was here.
Know of any good places to order tea from in the US? There's Teavana, but they have way more flavored teas than unflavored, so they're not really my type of tea store. I've never tried ordering from Le Palais des Thes before, since I used to have the luxury of being able to visit their stores in Oslo, or having my brother shop for me there. But they do ship from the US, so.. hope they accept international credit cards so I can actually buy my own tea.
31st-Dec-2012 17:35 (UTC)
The US has many similar things. The most commonly used one is the HSA, or Health Savings Account, where you can deposit pre-income-tax money into a special savings account that can only be used for health-related expenses. The downside being that any money in said account at the end of the year is automatically given to the IRS, which is why I don't use one myself.
31st-Dec-2012 17:37 (UTC)
Sorry, not end of year, end of life I guess.
Still not that great of an idea, since that's money that MUST be spent on medical expenses, rather than spending it on anything-else-at-all.
31st-Dec-2012 19:36 (UTC)
There are also 401(k) plans for retirement. Sometimes your employer might help you contribute by matching funds or putting some of your paycheck in there automatically. I ought to start one even though I don't work for a traditional employer right now: the more you save, the better!

As for tea from the US, have you tried Adagio? I don't know about international shipping and such, but I can hook you up with all the $5 off coupons you could ever want haha I can generate them endlessly.

Also, DavidsTea is in Canada, but I've had stuff shipped to America from there before. It takes a while, but it is yummy.
This page was loaded Apr 24th 2019, 2:28 pm GMT.